Getting a DUI charge can affect someone’s life in various different ways. Many DUI offenders worry about their future ability to legally drive a car in New York. While you might not lose your license or vehicle after a DUI charge, your car insurance rates will definitely be affected. No need to worry because our hard-working firm is here to help! Continue reading this blog to learn about this topic or contact a Nassau County DUI Lawyer today for high-quality legal counseling.
CAN A DUI AFFECT MY AUTO INSURANCE RATES?
Yes, a DUI can definitely have a substantial effect on your insurance rates in New York if you’re found guilty. This is because insurance companies calculate their rates based on the risk of you getting into an accident in the future. Most insurers will look at least 3-5 years into your driving history, but some companies might look back even further for DUI convictions. In New York, a DUI conviction raises most drivers’ rates by 68% on average. There are a few different DUI charges you can get in NY (such as traffic offenses and misdemeanors) so the exact charge you get will affect how much your insurance rates increase. While the average annual cost of auto insurance for a driver with a clean record is approximately $1,700 in New York, the average annual cost for DUI offenders is around $2,700.
WHAT OTHER CONSEQUENCES CAN I FACE FOR A DUI?
This depends on the circumstances of the incident and your criminal history. First-time offenders who had a blood alcohol content (BAC) of less than 0.10% are more likely to face minimal consequences. These offenders are likely to be dealt fines, a license suspension of up to 90 days, probation, and possible required use of an ignition interlock device (IID). If your BAC was higher than 0.10% at the time, you could face even more severe penalties even if you’re a first-time offender. Repeat offenders or drunk drivers who caused an accident that injured other people will likely face much higher penalties. These offenders could face more expensive fines, longer probation time, imposition of a victim impact panel, a longer license suspension, and a longer time period with an IID. It’s important to hire a criminal defense attorney immediately after being arrested because a talented lawyer may be able to help you reduce or even dismiss your charges.
Have you recently been charged with a DUI in New York? Are you seeking a highly experienced criminal defense lawyer to fight for you? Look no further because the Law Office of Jacob A. Rudman is on your side! Contact our effective team today for an initial consultation.