Traffic offenses in New York can lead to a license suspension or revocation. They also carry fines and may increase your insurance premiums. In addition, lapses in insurance coverage can result in fines and suspensions. At our firm, we understand how costly traffic tickets can be. We also know how to reduce or limit the impact of traffic violations by finding the best way to resolve your case.
OPERATING WITHOUT INSURANCE
If you are convicted of operating an uninsured motor vehicle or permitting another person to operate your uninsured vehicle, your license will be revoked for at least one year and DMV will assess you a civil penalty of $750.
The same fine of $750 applies if the DMV receives evidence that you were involved in an accident without being insured.
The following are the penalties for a lapse in your insurance coverage:
- For 1-30 days: $8 per day – $240
- For 31-60 days: $10 per day – $300
- For 61-90 days: $12 per day – $360
- Total cost if there is a lapse in your coverage for 90 days: $900
If you are unable to pay the above-listed fines, you can instead surrender your vehicle registration and plates until the suspension period is over. If after 90 days you fail to pay the fee and do not surrender your registration and plates, the DMV will also suspend your registration and driver license. To reinstate your license, you will have to pay a fee to the DMV.
It is not uncommon when an insured motorist simply does not have his or her current insurance card in the vehicle. Alternatively, DMV may not have updated insurance information on the registered vehicle. In such circumstances, a police officer can give the driver a ticket for operating without insurance.
OUR FIRM CAN HELP
If you were issued a citation for operating without insurance we can help you fight this ticket. Our law firm has more than 40 years of experience representing clients throughout New York State. We know what’s at stake and how to protect your driving record and your pocketbook.
Call us today at (516) 450-5095 or contact us online.